Buger is about two hours outside Karatu, where another successful loan hub thrives. Neema Emanuel has received one loan and certainly made the most of it, buying and setting up a store, further nurturing her garden, and tripling her monthly income by prudently spending her 200,000 Tanzanian shillings (about $115 US.)

Early in October, Judy and NCN’s newest intern, Katharine Eger, arrived in Tanzania, soaking in the warm surroundings and keen to begin work. Hitting the red dirt running, we were very busy settling into in the town of Karatu.